Resident Qualification Criteria
Your online application will only be considered “complete” after successful submission, a holding deposit is paid and a hold form has been executed. Please contact the apartment community for instructions on paying the holding deposit and executing the hold form.
When applying, screening will be run on rental history, credit history, employment, income, and sex offender registry requirements (that is the result of an adult conviction). If the screening passes rental history, credit history, employment and income, then the application may be accepted immediately. If there is a sex offender registry requirement, the application may be given conditional approval, pending the outcome of additional consideration.
A Preliminary Recommendation for the applicant will be based on the following two factors:
1. Credit risk level as determined by Experian credit score -
Preliminary Assessment Score Range
Unconditional Approval 700 - 900
Conditional Approval 300 - 699
No established credit history may require an Increased Deposit equal to 90% of the full month’s rent or Qualified Cosigner. Final recommendation will be dependent on rental history, length of employment and income.
2. Level of Income in relation to the rental amount -
Applicant(s) must have verifiable income of at least 3 times the rental amount to qualify for an Unconditional Approval.
Income of 2.5 - 2.99 may require an Increased Deposit equal to 90% of the full month’s rent.
Income that is less than 2.5 may require a Qualified Cosigner.
Acceptable documentation for verifiable income varies based on the income source. Generally accepted documentation may include two (2) consecutive (most recent) paystubs, most recent tax returns, W2, Leave & Earnings Statement (LES), Statement of Social Security Benefits, I20 (International Student), etc.
A preliminary recommendation of Unconditional Approval will only require verification of criminal & eviction history.
A preliminary recommendation of Conditional Approval will require further qualification based on the following factors:
6 months valid, verifiable rental history.
Valid rental history is considered a written lease or month- to-month agreement. If rental history is less than 6 months then an increased deposit equal to 90% of the full month’s rent -OR- cosigner may be requested. 2 late payments, NSF checks and/or noise complaints within 6 months may result in an increased deposit. Final recommendation will be dependent on credit history, level of income and length of employment.
12 months on the job or previous employment in same field of work.
Employment requirements will be waived for full time students. Proof of status will be required.
SECTION 8 APPLICANT CRITERIA:
Section 8 applicants are required to meet the same criteria as indicated, with the exception that the applicant must only meet income requirements for their portion of the rent.
COSIGNER RENTAL CRITERIA:
A cosigner will be APPROVED if all the qualification below are met, if the cosigner does not meet any 1 of the following criteria then the cosigner will not qualify.
RENTAL HISTORY: 1 year of valid and verifiable rental or mortgage history with no late payments
CREDIT HISTORY: Cosigners must have a credit score of at least 800
Any bankruptcy (open or discharged) will result in denial.
EMPLOYMENT: 12 months on the job or previous employment in the same kind of work
INCOME: 4 times the rental amount of the unit in verifiable, garnishable income
Sex Offender Registry: Please be advised, a landlord (within the Seattle city limits) is prohibited from requiring disclosure, asking about, rejecting an applicant, or taking adverse action based on any arrest record, conviction record, or criminal history, except sex offender registry information which is the result of an adult criminal conviction - as described in Subsection 14.09.025 A3., 14.09.025 A4., and 14.09.025 A5, and subject to the exclusions and legal requirements in Section 14.09.115.
We do not automatically deny applicants based on sex offender registry that is the result of an adult criminal conviction. Rather, consideration is based on the nature of the offense and time passed since the date of final disposition. Supplemental information can be provided to the landlord by the applicant, or produced on behalf of the applicant, with respect to the applicant's rehabilitation and/or good conduct. Supplemental information may include, but is not limited to: conviction information; certification of rehabilitation; written or oral statements by the applicant, past or present employer(s), current and prior landlord(s), members of the judiciary or law enforcement, parole officer, member of clergy, counselor or therapists, social workers or similar person(s).
GROUNDS FOR DENIAL WILL RESULT FROM THE FOLLOWING ON ALL APPLICANTS:
Verified unpaid eviction appearing on credit report or confirmed with landlord.
Unpaid rental collection and/or judgment verified on credit report.
Balance owing to landlord that will result in collection filing.
3 or more notices and/or late payments and/or NSF checks and/or noise complaints within a 6 month rental period (current or previous).
Unverifiable social security number
Falsification of rental application
Open (non discharged) bankruptcy
Valid (current) photo identification will be required of all applicants.
Consider this statement as notification that we do not accept a comprehensive reusable tenant screening report, as defined by RCW 59.18.257.