The Denning Apartments
Residential Qualification Standards
May 16, 2014
Rental History:                    
12 months valid, verifiable rental history
Valid rental history is a  written lease or month to month agreement.
If rental history is less than 12 months then a First & an additional deposit equal to one month’s rent -OR- cosigner may be requested.  2 or 3 late payments, NSF checks and/or noise complaints within 12 months may result in an additional deposit equal to one month’s rent.  Final recommendation will be dependent on credit history, level of income and length of employment.
Credit History:                    
At least 4 accounts established for 1 year in good standing
If derogatory credit history is in excess of $100 but less than $10,000 or if a discharged bankruptcy is reporting then a First & an additional deposit equal to one month’s rent -OR- cosigner may be requested.  Final recommendation will be dependent on level of income and length of rental history.
12 months on the job or previous employment in same field of work                                    
Students: Proof of current college or university enrollment or current student visa will be required for valid verification as employment.
2.5 times the rental amount in verifiable income
If income is less than 2.5 times but more than 2 times the rental amount then a First & an additional deposit equal to one month’s rent may be requested.  If income is less than 2 times the rental amount a cosigner may be requested.  Final recommendation will be dependent on level of income, length of rental history and credit history.
Acceptable documentation for verifiable income varies based on the income source.  Generally accepted documentation may include 2 consecutive (recent) paystubs, most recent tax returns, W2, Leave & Earnings Statement (LES), Statement of Social Security Benefits, I20 (International Students), etc.
All Section 8 applicants are required to meet the same criteria as outlined, with the exception that the applicant only needs to meet income requirements for their portion of the rent. 
A cosigner will be APPROVED if all the qualification below are met, if the cosigner does not meet any 1 of the following criteria then the cosigner will not qualify.
RENTAL:       1 year of valid and verifiable rental or mortgage history with no late payments
CREDIT:        At least 4 accounts in good standing with less than $100 in derogatory accounts
                     Open or Discharged bankruptcy will result in denial.
EMPLOYMENT:    12 months on the job or previous employment in the same kind of work
INCOME:            4 times the rental amount of the unit in verifiable, garnishable income
Verified name and date of birth match of criminal conviction as follows:
Murder   (1st and 2nd degree)            Kidnapping (All counts)
Manslaughter (1st degree)                Theft (1st & 2nd degree)
Assault 1st, 2nd & 3rd degree)         Burglary (1st, 2nd degree & vehicle prowling 1st degree)
Robbery (1st & 2nd degree)              Malicious Mischief (1st degree)
Rape (All counts)                             Arson (1st, 2nd degree & Reckless Burning 1st degree)
Child molestation (All counts)           Delivery or Sale of illegal substance(s) (All counts)
Rape of a child (All counts)             Possession with intent to Deliver illegal substance(s) (All counts)
Outstanding criminal warrant            Any Terror Related Activity
Any criminal conviction which results in a registered sex offender requirement and/or any sex offender registry requirement.
A criminal records search will be performed for felony and misdemeanor offenses.  All felony and misdemeanor offenses must be disclosed on the rental application.
Valid Government or State Photo Identification will be required of all applicants.

Please enter your social security number (SSN) if one has been issued to you. Submission of an SSN helps assure access to your credit profile and reduces the likelihood of processing delays. We maintain strict physical, electronic and administrative security practices to protect your information. Moco Privacy Policy.

Equal Housing Opportunity

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Each person over the age of 18, who will be residing in the rental unit, is required to complete a separate application.

Please tell us about the rental unit you would like to apply for:

Apartment (Landlord) Name*:  
Management Company Name:
Rental Unit Street Address*:
City*, State* and Zip:
Apartment (Landlord) Contact Name*:
Apartment (Landlord) Telephone Number*:
How did you hear about us (Craigslist, For Rent, Friend, etc)?

Your planned move in information:

Rental Unit Number:  
Planned Move in Date: *
/ /
Rent $*:

Application Type *

I am applying:
Spouse/Roommate(s) name(s) -
list all over 18 years of age:
Cosigning for:

Tell us about yourself

(Legal) Last Name*:  
First Name*:
Middle Name:
Other names used:
Email Address*:
Contact Phone Number*:
Alternate phone numbers
(Cell, Work, etc..)
Social Security #:
 -   -   
Birth Date*:
/ /
Driver's License # and State:

* = Required Field.

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