Lawrence Lofts
Blanton Turner
Resident Qualification Criteria
May 2014

Rental History:  
6 months valid, verifiable rental history
Valid rental history is considered a written lease or month- to-month agreement. If rental history is less than 6 months then an increased deposit equal  to 1 month rent -OR- cosigner may be requested.  2 late payments, NSF checks and/or noise complaints within 6 months may result in an increased deposit.  Final recommendation will be dependent on credit history, level of income and length of employment.

Credit History:  
At least 2 accounts established for 1 year in good standing
If derogatory or no credit history (excluding medical collections) is in excess of $500 an increased deposit = to 1 months rent -OR- cosigner may be requested. Discharged bankruptcy within the last two (2) years will result in an increased deposit.  Discharged bankruptcy (with no derogatory credit since the discharge) that is older than two (2) years may qualify for an approval. However,
Final recommendation will be dependant on level of income and length of rental history.

12 months on the job or previous employment in same field of work.
Employment requirements will be waived for full time students.  Proof of status will be required.

3 times the rental amount
If income is less than 3 times the rental amount but more than 2.5  then an increased deposit = to 1 months rent may be requested. Income that is less than 2.5 times the rental amount may require a qualified cosigner.  Final recommendation will be dependent on level of income, length of rental history and credit history.

Acceptable documentation for verifiable income varies based on the income source.  Generally accepted documentation may include two (2) consecutive (most recent) paystubs, most recent tax returns, W2, Leave & Earnings Statement (LES), Statement of Social Security Benefits, I20 (International Student), etc.

Section 8 applicants are required to meet the same criteria as indicated, with the exception that the applicant must only meet income requirements for their portion of the rent.

A cosigner will be APPROVED if all the qualification below are met, if the cosigner does not meet any 1 of the following criteria then the cosigner will not qualify.
RENTAL HISTORY: 1 year of valid and verifiable rental or mortgage history with no late payments
CREDIT HISTORY: At least 4 accounts in good standing with less than $100 in derogatory accounts
Any bankruptcy (open or discharged) will result in denial.
EMPLOYMENT: 12 months on the job or previous employment in the same kind of work
INCOME:  4 times the rental amount of the unit in verifiable, garnishable income

Verified unpaid eviction appearing on credit report or confirmed with landlord.
Unpaid rental collection and/or judgment verified on credit report.
Balance owing to landlord that will result in collection filing.
3 or more notices and/or late payments and/or NSF checks and/or noise complaints within a 6 month rental period (current or previous).
Unverifiable social security number
Falsification of rental application
Open (non discharged) bankruptcy

Verified name and date of birth match of criminal conviction as follows:
Murder (1st and 2nd degree)          Kidnapping (All counts)
Manslaughter (1st degree)             Theft (1st & 2nd degree)
Assault 1st, 2nd & 3rd degree)       Burglary (1st, 2nd degree & vehicle prowling 1st degree)
Robbery (1st & 2nd degree)           Malicious Mischief (1st degree)
Rape (All counts)                          Arson (1st, 2nd degree & Reckless Burning 1st degree)
Rape of a child (All counts)            Possession with intent to deliver illegal substance (all counts)
Child molestation (All counts)         Delivery or sale of illegal substance (all counts)
Outstanding criminal warrant          Any terror related activity

Any criminal conviction which results in a registered sex offender requirement and/or any current sex offender registry requirement.

A criminal records search will be performed for felony and misdemeanor offenses.  All felony and misdemeanor offenses must be disclosed on the rental application.

Valid (current) photo identification will be required of all applicants.

Please enter your social security number (SSN) if one has been issued to you. Submission of an SSN helps assure access to your credit profile and reduces the likelihood of processing delays. We maintain strict physical, electronic and administrative security practices to protect your information. Moco Privacy Policy.

Equal Housing Opportunity

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Each person over the age of 18, who will be residing in the rental unit, is required to complete a separate application.

Please tell us about the rental unit you would like to apply for:

Apartment (Landlord) Name*:  
Management Company Name:
Rental Unit Street Address*:
City*, State* and Zip:
Apartment (Landlord) Contact Name*:
Apartment (Landlord) Telephone Number*:
Apartment (Landlord) Email:
How did you hear about us (Craigslist, For Rent, Friend, etc)?

Your planned move in information:

Rental Unit Number:  
Planned Move in Date: *
/ /
Rent $*:

Application Type *

Roommate/Other Occupant Names (include Date of Birth)

Tell us about yourself

(Legal) Last Name*:  
First Name*:
Middle Name:
Other names used:
Email Address*:
Contact Phone Number*:
Alternate phone numbers
(Cell, Work, etc..)
Social Security #:
 -   -   
Birth Date*:
/ /
Driver's License # and State:

* = Required Field.

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