Resident Qualification Standards
June 2017
Rental History:
12 months valid, verifiable rental history
Valid rental history is a written lease or month-to-month agreement.
If rental history is less than 12 months then an increased deposit -OR- cosigner may be requested. Final recommendation will also be dependant on credit history, income and employment.
Credit History:
At least 4 accounts established for 1 year in good standing
If derogatory credit (excluding medical debt) history is in excess of $100, but less than $5000, then an increased deposit -OR- cosigner may be requested. An open (non discharged) or discharged bankruptcy within the last 2 years may require a qualified cosigner. A discharged bankruptcy between 2 – 5 years may require an increased deposit.  Consideration may be made for a discharged bankruptcy that is older than 5 years.
Final recommendation will also be dependent on income, rental & employment history.
12 months with current employer or previous employment in same field of work
Final recommendation will also be dependant on rental & credit history and income
Monthly verifiable income must be equal to at least 3 times the rental amount 
If income is less than 3 but more than 2.5 times the rental amount then an increased deposit may be requested. Income that is less than 2.5 times the rental amount may require a qualified cosigner. Final recommendation will also be dependant on rental, credit & employment history.
All Section 8 applicants are required to meet the same criteria as stated above, with the exception that the applicant only needs to meet income requirements for their portion of the rent.  Recommendations will be made following the above set standards.
A cosigner will be APPROVED if all the qualification below is met, if the cosigner does not meet any 1 of the following criteria then the cosigner will not qualify.
1 year of valid and verifiable rental or mortgage history with no late payments
At least 4 accounts in good standing for 1 year with less than $100 in derogatory credit
12 months with current employer or previous employment in same field of work
4 times the rental amount of the unit in verifiable income
Denial of Application may result from the Following:
Verified unpaid eviction showing on credit report or confirmed with landlord.
Unpaid rental collection verified on credit report and/or balance owing to landlord
2 or more late payments and/or NSF checks and/or Noise Complaints within a 12-month rental period (current or previous)
Unverifiable social security number
Falsification of rental application
Breaking lease agreement that will result in collection filing
Derogatory Credit in excess of $5000
We do not automatically deny applicants based on criminal history.  Rather, criminal history is considered based on the nature of the offense and time passed since the date of final disposition (e.g. applicant was released from prison, probation or parole).  We limit consideration to those convictions, the dates of final disposition of which pre-date the report by no more than seven years.  Note that convictions for the following offenses may result in denial:
Murder (All Counts)                       Kidnapping (All counts)
Manslaughter (1st degree)             Theft (1st & 2nd degree)
Assault 1st, 2nd & 3rd degree)       Burglary (1st, 2nd degree & vehicle prowling 1st degree)
Robbery (1st & 2nd degree)           Malicious Mischief (1st degree)
Rape (All counts)                           Arson (1st, 2nd degree & Reckless Burning 1st degree)
Child molestation (All counts)         Delivery or Sale (All counts)
Rape of a child (All counts)            Possession with intent to Deliver (All counts)
Fraud (All Counts)                         Forgery (All Counts)
Criminal conviction which results in a registered sex offender requirement and/or any sex offender registry requirement.
A criminal records search will be performed for felony and misdemeanor offenses.  All felony and misdemeanor offenses must be disclosed on the rental application.
Valid photo identification will be required of all applicants.

Please enter your social security number (SSN) if one has been issued to you. Submission of an SSN helps assure access to your credit profile and reduces the likelihood of processing delays. We maintain strict physical, electronic and administrative security practices to protect your information. Moco Privacy Policy.

Equal Housing Opportunity

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Each person over the age of 18, who will be residing in the rental unit, is required to complete a separate application.

Please tell us about the rental unit you would like to apply for:

Apartment (Landlord) Name*:  
Management Company Name:
Rental Unit Street Address*:
City*, State* and Zip:
Apartment (Landlord) Contact Name*:
Apartment (Landlord) Telephone Number*:
How did you hear about us (Craigslist, For Rent, Friend, etc)?

Your planned move in information:

Rental Unit Number:  
Planned Move in Date: *
/ /
Rent $*:

Application Type *

I am applying:
Spouse/Roommate(s) name(s) -
list all over 18 years of age:
Cosigning for:

Tell us about yourself

(Legal) Last Name*:  
First Name*:
Middle Name:
Other names used:
Email Address*:
Contact Phone Number*:
Alternate phone numbers
(Cell, Work, etc..)
Social Security #:
 -   -   
Birth Date*:
/ /
Driver's License # and State:

* = Required Field.

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