2018 is here and the New Year means a chance to make a fresh start. While you are making resolutions to improve your personal health, why not also resolve to check on your credit health as well?
You’d be surprised how many of those New Year resolutions rely on good credit history to become a reality. A favorable credit score can make the difference between a good mortgage interest rate and a great one. Positive credit and reference history can help get you into that fantastic loft apartment. Knowing what is on your credit can only help you succeed in achieving those New Year goals.
Last year a record number of consumer information breaches were reported by several high-profile companies. Most American consumers were affected by at least one of those breaches. As a precautionary measure, the Consumer Financial Protection Bureau recommends consumers remain vigilant in monitoring their credit reports for inaccuracies or fraud. Their recommendations include regular review of credit profiles and when possible, freezing your credit profiles to limit access to credit information.
If you haven’t reviewed your credit information lately, now is the perfect time. Remember, by law you are allowed one free credit report from each bureau every year through www.annualcreditreport.com. If you want a little more extensive information, consider ordering a consumer report from MyScreeningReport.com®. Our basic reports include Experian credit with a Vantage3.0 Score as well as criminal and eviction record searches. And as an added value feature, MyScreeningReport.com® reports can be shared with as many potential landlords as you like for 30 days after purchase!
For more information, visit www.myscreeningreport.com today!